Rebate Terms and Conditions
Site Use Terms |  Realtor & Service Provider Terms
Texas Savings & Loan Disclosure |  Privacy Policy

The following are terms of a legal agreement between you and Property Crossing Realty Corporation dba AgsReward.com. By accessing, browsing and/or using this site ("Site") or the services provided by AgsReward.com, you acknowledge that you have read, understood, and agree, to be bound by these terms. If you do not agree to these terms, do not use this Site and do not avail yourself of the services provided by AgsReward.com.



  1. Program Description – AgsReward.com is a division of Property Crossing Real Estate Corporation (a licensed real estate broker). AgsReward.com will rebate a portion of the commission or cooperative brokerage fee they receive if AgsReward.com refers you to another licensed Aggie real estate broker and/or lender. The rebates are only available to customers who use the Aggie realtor/lender assigned by AgsReward.com to buy, sell or finance their home through the AgsReward.com program. Service Providers may not be available in all geographic areas.

  2. Qualification – In order for you to receive a Rebate, you must have been initially connected with an Aggie realtor and/or lender through AgsReward.com so that AgsReward.com earns a cooperative brokerage fee. The AgsReward.com rebate offer may not be combined with any other offer made by AgsReward.com, Property Crossing Real Estate Corporation, or any of their partners or affiliates. If you buy a home, sell a home and finance a home through the program, you will receive the appropriate rebate for each transaction for which AgsReward.com earns a cooperative brokerage fee.

  3. Estimated Rebates – For a qualifying purchase, sale, and/or mortgage, please use the tool located on the left tool bar of this site to calculate your rebate. The rebates calculated by this tool are based on a 6% real estate commission, evenly split between the listing and buying broker (3% for the sellers agent and 3% for the buyers agent). If the actual commission is lower, the rebate will be reduced in proportion to the actual commission received. If your Aggie realtor does not receive a commission on the full price of the home, your rebate will be based on the transaction amount for which your Aggie realtor receives a commission. Please note that there is no rebate offered for the purchase, sale, or financing of a home that is less than $75,000.

  4. Limitations due to State and Federal Law – The AgsReward.com rebate program is currently offered in Texas and California but we will quickly be expanding into other states. The rebate may not be permitted in connection with certain loan programs for the buyer/borrower. These include, but are not limited to, FHA and VA loans. Please consult your lender regarding whether or not you can collect the rebate in connection with your loan. However, we welcome you still to participate in the program, and receive all the other benefits the AgsReward.com network provides.

  5. How Do I Earn a Rebate – The purchase price, sale price and loan amount must be above $75,000 and you must take the following action to receive a rebate.

    • Register with AgsReward.com to help you select a realtor and/or lender that is part of the AgsReward.com Network.
    • Purchase, sell, and/or finance a home using the realtor and/or lender matched by AgsReward.com.
    • Fax or email your contract to your Personal Real Estate Coordinator when you are ready to make an offer to purchase or when you have received an offer to sell your home. Please do this before the offer is submitted or accepted.
    • Use Hurst & Associates PLLC (our Title and Closing Affiliate) to handle the title and closing for your home if such services are available in your area. Your use of this affiliate is a part of the reason that we can offer such a large rebate (your use of this affiliate for title work costs you no more than any other title company*). If our affiliate offers services in your area and you choose another provider, your rebate will be reduced by twenty five (25) percent.

    *Please note that title policy premiums are set by the State of Texas and will be the same whether you use our title affiliate or those of any other title company or law firm.

  6. When is Rebate Paid – Within 30 days after the closing, you will receive a check from AgsReward.com for the applicable rebate. Or, if you prefer, you can take the rebate as a credit at closing if allowed by your lender and if you provide sufficient notice for us to meet this request. In some states, the rebate must be taken as a closing credit. Please note that the Rebate is void where prohibited by law and this offer can be changed/withdrawn at any time.

  7. Disputes – If AgsReward.com reasonably determines that a commission dispute exists or is reasonably likely to occur, then AgsReward.com may delay paying the rebate until 30 days after such commission dispute is resolved. Commission disputes includes but are not limited to disputes or uncertainties regarding (i) the amount of the commission or whether AgsReward.com is entitled to a commission, (ii) the timing of payment of such commission, or (iii) any other issue related to the commission. If AgsReward.com pays any rebate and it is later determined that AgsReward.com was not entitled to all or part of the commission and customer's failure to follow the terms and conditions is partially responsible for this problem (e.g. customer had a listing, buyers representation, or other agreement with another realtor before enrolling in the AgsReward.com program, etc.) then the rebate amount will be recalculated and the customer will repay the excess portion of the rebate to AgsReward.com within ten (10) days of receipt of notice.



The following are terms of a legal agreement between you and Property Crossing Realty Corporation dba AgsReward.com ("AgsReward.com"). By accessing, browsing and/or using this site ("Site") or the services provided by AgsReward.com, you acknowledge that you have read, understood, and agree, to be bound by these terms. If you do not agree to these terms, do not use this Site and do not avail yourself of the services provided by AgsReward.com. This agreement applies to customers as well as service providers.

USE OF INFORMATION THAT YOU PROVIDE

You authorize AgsReward.com to contact you using information that you provided and also authorize AgsReward.com to forward your information to our network of real estate professionals. You agree that any and all information that you provide to AgsReward.com is true and complete and you expressly consent to calls from AgsReward.com and from our network of service providers.

REALTY SERVICES

AgsReward.com is a licensed real estate broker. In certain geographic areas, AgsReward.com has agents that directly work for our brokerage firm and in other areas we act as a referring broker. If we act as a referring broker, we will refer you to a local pre-screened real estate broker and AgsReward.com will receive a real estate brokerage referral fee of up to 35% of the local broker's commission. Your use of this Web site and/or AgsReward.com' services constitutes your agreement with this compensation arrangement.

The programs offered on this site may be available on modified terms, or may be prohibited, in certain jurisdictions. The programs may vary by region or state and other restrictions may apply. The offers made by AgsReward.com can be changed/withdrawn at any time.

RESPONSIBILITY FOR SERVICE PROVIDERS

We are not involved in the actual transaction between you and Realtors/Service Providers that advertise on our site. We have no control over and do not guarantee the quality, the truth or accuracy of ads/listings, or the quality of services provided by Realtors and Service Providers that participate in our program.

This Web site may contain links to Web sites maintained by third parties. Such links are provided for your convenience and reference only. AgsReward.com does not operate or control the information, software, products or services available on such Web sites. AgsReward.com' inclusion of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

RELEASE

If you have a dispute with one or more of our clients or Service Providers, you release us (and our officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

POSTING COMMENTS ABOUT OUR SERVICE PROVIDERS

While using the Site, you will have the opportunity to rate and post comments about our service providers. When posting comments you may not:
  • post false, inaccurate, misleading, defamatory, profane, or libelous content;
  • violate any laws, third party rights, or our policies;
  • take any action that may undermine the feedback or ratings systems (such as displaying, importing or exporting feedback information off of the Site or for using it for purposes unrelated to AgsReward.com);
  • transfer your AgsReward.com account (including feedback) and User ID to another party without our consent; or
  • distribute viruses or any other technologies that may harm AgsReward.com, or the interests or property of AgsReward.com users.

Without limiting other remedies, we may limit, suspend, or terminate our service and user accounts, prohibit access to our web site, remove hosted content, and take technical and legal steps to keep users off the Site if we think that they are creating problems, possible legal liabilities, or acting inconsistently with the letter or spirit of our policies.

CONTENT PROVIDED BY CUSTOMER AND SERVICE PROVIDERS

When you give us content, you grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sublicensable (through multiple tiers) right to exercise the copyright, publicity, and database rights you have in the content, in any media known now or in the future. (We need these rights to host and display your content.)

ERRORS AND DELAYS

We cannot guarantee continuous or secure access to our services, and operation of the site may be interfered with by numerous factors outside of our control. All personal data provided to AgsReward.com will be handled in accordance with AgsReward.com privacy practices. Any other material, information or idea you transmit to or post on this Site by any means will be treated as non-confidential and non-proprietary, and may be disseminated or used by AgsReward.com or its affiliates for any purpose whatsoever.

COPYRIGHT AND TRADEMARK NOTICES

All contents of this Web site are: Copyright © 2006 Property Crossing Real Estate Corporation dba AgsReward.com and/or its suppliers or real estate professionals. All rights reserved. AgsReward.com and AgsReward.com are service marks of Property Crossing Real Estate Corporation dba AgsReward.com. Other product and company names mentioned herein, including the names of real estate professionals, may be the trademarks of their respective owners.

None of the material on this site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of AgsReward.com or the copyright owner.

DISPUTE RESOLUTION

Any dispute arising from or related to the use of this Web site, to the goods or services provided by AgsReward.com, to any acts or omissions for which you may contend AgsReward.com is liable, or for any other claim related to AgsReward.com shall be settled by binding Arbitration in accordance with the then current rules of the American Arbitration Association ("AAA") in effect on the date of this agreement by a sole arbitrator that is acceptable to AgsReward.com.

The arbitration hearing shall take place in Williamson County, Texas and the hearing shall take place within four (4) months from the date of demand for arbitration. In any arbitration, the party bringing the claim shall pay the filing fee and the remaining costs of arbitration paid by the non-prevailing party. To begin the arbitration process, a party must make a written demand therefor. The arbitration shall be governed by the substantive laws of Texas, without regard to conflicts of law rules. The arbitration hearings shall be continuous subject to weekends, holidays, or other days to be mutually agreed and the total days of hearing shall not exceed one (1) hearing day per party.

Any judgment upon the award rendered by the arbitrators will be entered in any court of competent jurisdiction in Williamson County, Texas. The arbitrators shall not have the power to award damages in connection with any dispute in excess of actual compensatory damages and shall not multiply actual damages or award incidential, consequential, special, punitive or other forms of exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.

Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and AgsReward.com, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state courts sitting in Williamson County, Texas. If either party employs attorneys to enforce any right in connection with any such dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees.

DISCLAIMERS AND LIMITATIONS

AGSREWARD.COM AND/OR ITS SUPPLIERS OR REAL ESTATE PROFESSIONALS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THIS WEB SITE AND/OR AGSREWARD.COM'S SERVICES IS AT YOUR OWN RISK. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL AgsReward.com BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, LOSS OF GOODWILL OR REPUTATION, AND ALL OTHER SIMILAR DAMAGES ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF AGSREWARD.COM OR A AGSREWARD.COM AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. REGARDLESS OF THE PREVIOUS PARAGRAPH, IF WE ARE FOUND TO BE LIABLE, OR LIABILITY TO YOU OR TO ANY THIRD PARTY IS LIMITED TO THE GREATER OF (A) THE TOTAL FEES YOU PAID TO US IN THE LAST 12 MONTHS PRIOR TO THE ACTION GIVING RISE TO THE LIABILITY, AND (B) $100. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

GENERAL TERMS

This Agreement constitutes the entire agreement between you and AgsReward.com and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and AgsReward.com. AgsReward.com may at any time revise these terms by updating this posting. By using this Site or use our services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms to which you are bound. AgsReward.com, in its sole discretion, reserves the right to suspend your rights under this Agreement or terminate this Agreement at any time for any or no reason. You may not institute any action in any form arising out of this Agreement more than one (1) year after the cause of action has arisen. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the Agreement shall continue in effect. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.



The following are terms of a legal agreement between you and Property Crossing Realty Corporation dba AgsReward.com ("AgsReward.com"). By accessing, browsing and/or using this site ("Site") or the services provided by AgsReward.com, you acknowledge that you have read, understood, and agree, to be bound by these terms. If you do not agree to these terms, do not use this Site and do not avail yourself of the services provided by AgsReward.com.

Real Estate Agent Pre-Screening

AgsReward.com pre-screens all Real Estate Agents that want to join our program. In order to qualify to have your profile posted on our site, you must:

  • Provide AgsReward.com a copy of your E&O Insurance Policy,
  • Provide AgsReward.com with your production report from your MLS system showing your total sales/listings for the previous 12 months,
  • Authorize AgsReward.com to conduct a criminal background and credit check on you prior to posting your profile on our web site, and
  • Authorize AgsReward.com to verify that all of the information contained in your application is correct and that all representations made in our Service Provider Terms are truthful and accurate.
Service Provider Pre-Screening

AgsReward.com pre-screens all Service Providers that want to advertise their services on our site. In order to qualify to have your profile posted on our site, you must:
  • Authorize AgsReward.com to conduct a criminal background and credit check on you prior to posting your profile on our web site, and
  • Authorize AgsReward.com to verify that all of the information contained in your application is correct and that all representations made in our Service Provider Terms are truthful and accurate.
Information Posted on our Site

All of the information that you provide to AgsReward.com or that you post on our web site(s), including but not limited to your profiles, screening information, customer feedback/reviews, is the sole and exclusive property of AgsReward.com. AgsReward.com reserves the right, in its sole discretion, to review, reject, edit, and remove any content that you provide to AgsReward.com or that you upload to our web site.

You authorize us to use your name and your company's name, as applicable, and any of the trademarks, service marks, trade names and logos ("Logos"), in the form or format that you supply to us, for use and posting on our Web site and for use in marketing materials. You represent that any such display or use of the Logos shall not violate any third party's intellectual property rights. If there are any limitations or restrictions pertaining to the use or presentation of such Logos, it shall be your responsibility to provide any such limitations or restrictions to us in writing (at the time that you provide the Logos).

Representations and Warranties

You represent and warrant that you and your company (as well as any predecessor entities of your company):
  • Are qualified and experienced to perform the services that you advertise on AgsReward.com web site.
  • Will comply with AgsReward.com Realtor & Service Provider Terms, our Site Use Terms and any other policies or membership requirements as may be amended from time to time and that are posted on AgsReward.com.
  • Are free from any felony criminal convictions,
  • Have not had any bankruptcies or other legal judgments within the last 5 years.
  • Will cooperate with us if we attempt to facilitate the resolution of any customer complaints between you and AgsReward.com customers (note that we are not liable to you or any customer if such matters cannot be resolved).
  • Will not engage in any illegal acts or acts of wrongdoing, dishonesty or unethical business practices with AgsReward.com or our customers.
  • Will comply with all applicable laws and regulations.
  • Will charge AgsReward.com customers the same fees as your other customers (i.e. you will not charge an AgsReward.com customer extra charges to cover the referral or other fees that you are paying to AgsReward.com).
  • Will promptly notify AgsReward.com if any of these events occur during the term of our business relationship.
Customer Ratings

You understand and agree that AgsReward.com' clients may rate the quality of your services and information that they post will be prominently posted on our site on a permanent basis. You will not hold AgsReward.com responsible for other users' actions or inactions, including messages that they post on our site.

Referrals

You agree not to sell, trade, gift, assign, or otherwise transfer any Referral provided by AgsReward.com to any other party. AgsReward.com does not make any representations or warranties regarding customers that we refer to you including, but not limited to, a customer's level of interest, their ability to pay, the accuracy of the information they provide, that any customer will hire you to perform services, or that you will be able to successfully contact each customer. We are not involved in, nor do we have any responsibility for your contracts with customers, their creditworthiness, or any payments to you or any disputes they may have with you or you may have with them. AgsReward.com is free to contract with other Service Professionals as this is not an exclusive contract.

Copyright

You acknowledge and agree that you have no right to reproduce, post, publish, display or otherwise use any feedback or reviews about you or any other service providers that are contained on our web site(s). You also acknowledge that all content on our web site and other written materials is copyrighted and that you are strictly prohibited from using, copying, reproducing, distributing, republishing, downloading, displaying, posting, or transmitting in any form or by any means without the prior written consent of AgsReward.com.

You acknowledge that a violation of the foregoing could result in significant damages, and you agree that you are liable to AgsReward.com for any such damages, and will indemnify AgsReward.com in the event of any third party claims against AgsReward.com based on or arising from your violation of the foregoing. You acknowledge and agree that AgsReward.com has the right, in its sole discretion, to contact customers about services you provide to gain their feedback and rating of you, and to display such Customer Ratings and Reviews on our web site. AgsReward.com is not responsible or liable to you for any comments, ratings or communications of any kind from customers that we choose to post on our web site.

Indemnity

You accept responsibility for, and agree to indemnify and hold AgsReward.com, our agents, officers, directors, shareholders, partners, and employees ("Indemnified Parties") harmless from, any and all liability, damages, claims or proceedings (including reasonable attorneys fees) arising out of (i) claims related to your services or dealings with our customers, (ii) claims related to content that you provide to us or post on our site (including any failure to obtain the appropriate license, intellectual property rights, or any other permissions needed to post this material), (iii) any misrepresentations or breach of the warranties contained in this agreement, and (iv) violation of any laws or regulations, REGARDLESS OF CAUSE OR OF ANY FAULT OR NEGLIGENCE OF AGSREWARD.COM OR THE INDEMNIFIED PARTIES AND WITHOUT REGARD TO CAUSE OR TO ANY CONCURRENT OR CONTRIBUTING FAULT BY AGSREWARD.COM OR THE INDEMNIFIED PARTIES.

Limitation of Liability

AgsReward.com SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, LOSS OF GOODWILL OR REPUTATION, AND ALL OTHER SIMILAR DAMAGES, EVEN IF AGSREWARD.COM OR AN AGSREWARD.COM AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. REGARDLESS OF THE PREVIOUS PARAGRAPH, IF WE ARE FOUND TO BE LIABLE, OR LIABILITY TO YOU OR TO ANY THIRD PARTY IS LIMITED TO THE GREATER OF (A) THE TOTAL FEES YOU PAID TO US IN THE LAST 12 MONTHS PRIOR TO THE ACTION GIVING RISE TO THE LIABILITY, AND (B) $100. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Warranty Limitation

AgsReward.com AND/OR ITS SUPPLIERS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY MATTER RELATING TO OUR SERVICES, THE PERFORMANCE OF OUR WEBSITE, OR THE RESULTS TO BE OBTAINED FROM THE SERVICES OR FROM OUR REFERRALS, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THIS WEB SITE AND/OR AGSREWARD.COM'S SERVICES IS AT YOUR OWN RISK.

Dispute Resolution

Any dispute arising from or related to this agreement, to the goods or services provided by AgsReward.com, to any acts or omissions for which you may contend AgsReward.com is liable, or for any other claim related to AgsReward.com shall be settled by binding Arbitration in accordance with the then current rules of the American Arbitration Association ("AAA") in effect on the date of this agreement by a sole arbitrator that is acceptable to AgsReward.com.

The arbitration hearing shall take place in Williamson County, Texas and the hearing shall take place within four (4) months from the date of demand for arbitration. In any arbitration, the party bringing the claim shall pay the filing fee and the remaining costs of arbitration paid by the non-prevailing party. To begin the arbitration process, a party must make a written demand therefor. The arbitration shall be governed by the substantive laws of Texas, without regard to conflicts of law rules. The arbitration hearings shall be continuous subject to weekends, holidays, or other days to be mutually agreed and the total days of hearing shall not exceed one (1) hearing day per party.

Any judgment upon the award rendered by the arbitrators will be entered in any court of competent jurisdiction in Williamson County, Texas. The arbitrators shall not have the power to award damages in connection with any dispute in excess of actual compensatory damages and shall not multiply actual damages or award incidential, consequential, special, punitive or other forms of exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.

Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and AgsReward.com, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state courts sitting in Williamson County, Texas. If either party employs attorneys to enforce any right in connection with any such dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees.

GENERAL TERMS

This Agreement constitutes the entire agreement between you and AgsReward.com and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and AgsReward.com. AgsReward.com may at any time revise these terms by updating this posting. By using this Site or use our services, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms to which you are bound. AgsReward.com, in its sole discretion, reserves the right to suspend your rights under this Agreement or terminate this Agreement and your membership in AgsReward.com network immediately at any time for any or no reason. In the event of termination of this Agreement, you shall not be entitled to any refund of any fees paid to us (including any prepayments). The parties are independent contractors. Neither party will have any rights, power or authority to act or create an obligation, express or implied, on behalf of another party except as specified in this Agreement. No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement. You may not institute any action in any form arising out of this Agreement more than one (1) year after the cause of action has arisen. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the Agreement shall continue in effect. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

SCOTT EDWARD BIALEK IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST SCOTT EDWARD BIALEK SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEB SITE LOCATED AT WWW.SML.STATE.TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLLFREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.STATE.TX.US.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT'S WEB SITE REFERENCED ABOVE.



AgsReward.com respects your privacy. Across our business, around the world, we will only collect, store and use your personal information for defined purposes. We use your information to support and enhance our relationship with you, for example, to (1) share product, service and company news and offerings with you, and (2) provide services to you (directly and/or through our network of Service Providers). We do not sell your personal information. At any time you may contact AgsReward.com with any privacy questions or concerns you may have. We strive to protect the security of your personal data by use of appropriate measures and processes.

AgsReward.com only asks for specific types of personal information

In a few areas on our Web site, we ask you to provide information that will enable us to enhance your site visit. It is completely optional for you to participate.

For example, we request information from you when you:
  1. Register on AgsReward.com
  2. Get Matched with a Service Provider
  3. Provide feedback in an online survey
  4. Participate in a sweepstakes or other promotional offer
  5. Subscribe to a newsletter or a mailing list
  6. Fill out a support request
Information we may request includes your name, e-mail address, phone number, address, credit card details, as well as other similar personal information.

AgsReward.com only uses your personal information for specific purposes

The information you provide will be kept confidential and used to support your customer relationship with AgsReward.com. AgsReward.com may enhance or merge your information collected at its site with data from third parties for purposes of marketing products or services to you. In addition, AgsReward.com may be required to disclose personal information in connection with law enforcement, fraud prevention, regulation, and other legal action or if AgsReward.com reasonably believes it is necessary to do so to protect AgsReward.com, its customers, or the public.

You can opt-out of AgsReward.com's marketing list at any time

Periodically, we may send you information about our services. Only AgsReward.com (or agents working on behalf of AgsReward.com and under confidentiality agreements) will send you these direct mailings. If you do not want to be included on AgsReward.com marketing list, simply tell us when you give us your personal information. Or, at any time you can easily opt-out of AgsReward.com's marketing list by sending a written request to 402A W. Palm Valley Blvd. #365, Round Rock, Texas 78664-4200, ATTN: MARKETING OPT-OUT REQUEST

AgsReward.com will not disclose your personal information to any outside organization for its use in marketing without your consent

Your information may be shared with our network of Service Providers and agents/contractors of AgsReward.com for the purpose of performing services for AgsReward.com. Information regarding you (such as name, address and phone number) will not be sold by AgsReward.com to any outside organization for its use in marketing or solicitation without your consent.

Third-Party Sites

Please be aware that other web sites that may be accessed through our site may collect personally identifiable information about you. The information practices of those third-party web sites linked to AgsReward.com.com are not covered by this privacy statement. You are solely responsible for maintaining the secrecy of your passwords or any account information. Please be careful and responsible whenever you're online. If you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. While we strive to protect your personal information, AgsReward.com cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

Other Web sites

AgsReward.com's Web site contains links to other Web sites that are not operated by AgsReward.com. AgsReward.com is not responsible for the privacy practices of the Web sites that it does not operate nor are we responsible for the privacy practices of our Service Providers.

Changes to the Policy

Privacy Statement Effective Date: July 1, 2006

Material changes to this policy will be posted on AgsReward.com's Web site for 30 days.

Rebate Terms and Conditions
Site Use Terms |  Realtor & Service Provider Terms
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