Can I receive a rebate for using AgsReward.com for only my loan?

Yes. You can receive a rebate for using AgsReward.com to only finance (or refinance) your home. You can increase your rebate by also using AgsReward.com to match you with a real estate agent that can help you purchase a new home or sell your current home. The more services you use the larger the rebate!

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How do I know that I am getting an attractive interest rate from AgsReward.com?

AgsReward.com takes the guesswork out of the lending process by offering interest rates that meet or beat the average national mortgage rates reported on Freddie Mac's Primary Mortgage Market Survey^SM (PMMS^SM) for conventional loans*. When you combine this rate (based on a survey of 125 local and national lenders) with our industry leading rebate, you can be assured that you are getting one of the most competitive mortgage offers available.

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*Provided that you have sufficient credit scores, credit history, employment, down payment, income, and meet other standard underwriting guidelines to qualify for a conventional loan under $417,000.

Can I buy down my interest using my rebate?

Yes, you can apply all or part of your rebate toward buying down your interest rate.

What are today's average national mortgage rates?

Am I guaranteed to receive the Freddie Mac average national rate posted above?

If you lock your interest rate prior to 5:00 PM CST on the same day that the weekly survey is released (each Thursday), we will meet or beat the Freddie Mac average national rate for conventional loans listed above*. If you lock the rate in on a day other than Thursday, we will make a good faith attempt to match the weekly survey rate. However, please note that interest rates change on a daily basis and if the interest rates materially rise after the weekly survey is released but before the next survey results are posted, we will provide you a no cost safety lock at current market rates. We will then honor the lower of the safety lock rate or the rate posted on the next week's survey.

*Provided that you have sufficient credit scores, credit history, employment, down payment, income, and meet other standard underwriting guidelines to qualify for a conventional loan under $417,000.